Physician Lenders Available in Wisconsin
KEYBANK MORTGAGE
• Fixed- and variable-rate options available
• Loan amounts up to $3.5 million
• No Private Mortgage Insurance (PMI) required
• Personalized service
• Loan options available for purchase, as well as rate/term and cash-out refinances
• Eligible property types include owner-occupied primary residences and second homes
• Available for 1-unit single-family homes, condos or planned unit developments
* Geographic restrictions may apply. Ask us for details.
Fifth Third Bank
NEW Physician Loan Program- Graduating Med Student/ Resident/ Fellow/ Attending Physician for less than 1 year (Self-employed is allowed if 2+ years)
0% down payment up to $750,000
5% down payment required up to $1MM
700+ credit score required for 0% Down Payment up to $500,000, 720 needed if up to $750,000 (if 680-699, 5% down payment is required)
ESTABLISHED Physician Program- Attending 1+ years/ Self Employed 2+ years AND Dentists
0% down payment up to $750,000
5% down payment required if greater than $750K up to $1MM
15% down payment required if greater than $1MM up to $1.5MM
No limit of years after training
Refinance Loans available
720 Credit score required
DENTISTS are eligible
DOCTOR and DENTIST PROGRAM FEATURES:
MD, DO, DPM, DDS or designations only
Fixed Rate (30, 20, 15 year terms) and Adjustable Rate (10, 7, 5 year terms) available
No Private Mortgage Insurance required
Allowed Property types: 1-unit, Single Family, PUD, Freddie/Fannie approved condos. Must occupy as Primary Residence
Construction END LOANS are available
Non-Permanent Resident Alien with a H1 Work VISA are acceptable (must demonstrate continued employment per guidelines)
Program allows physician to have a CURRENT doctor loan
There is no time limit on the amount of years after Residency/Fellowship
*Please complete the form to connect with the lender of choice.