Physician Lenders Available in Wisconsin 


Fifth Third Bank

NEW Physician Loan Program- Graduating Med Student/ Resident/ Fellow/ Attending Physician for less than 1 year (Self-employed is allowed if 2+ years)

  • 0% down payment up to $750,000
  • 5% down payment required up to $1MM
  • 700+ credit score required for 0% Down Payment up to $500,000, 720 needed if up to $750,000 (if 680-699, 5% down payment is required)

ESTABLISHED Physician Program- Attending 1+ years/ Self Employed 2+ years AND Dentists

  • 0% down payment up to $750,000
  • 5% down payment required if greater than $750K up to $1MM
  • 15% down payment required if greater than $1MM up to $1.5MM
  • No limit of years after training
  • Refinance Loans available
  • 720 Credit score required
  • DENTISTS are eligible

DOCTOR and DENTIST PROGRAM FEATURES:

  • MD, DO, DPM, DDS or designations only
  • Fixed Rate (30, 20, 15 year terms) and Adjustable Rate (10, 7, 5 year terms) available
  • No Private Mortgage Insurance required
  • Allowed Property types:  1-unit, Single Family, PUD, Freddie/Fannie approved condos.  Must occupy as Primary Residence
  • Construction END LOANS are available
  • Non-Permanent Resident Alien with a H1 Work VISA are acceptable (must demonstrate continued employment per guidelines)
  • Program allows physician to have a CURRENT doctor loan
  • There is no time limit on the amount of years after Residency/Fellowship

*Please complete the form to connect with the lender of choice. 


National Lender

(The name of this bank has been omitted to comply with their trademark policies)

DOCTOR LOAN PROGRAM FEATURES:

  • 95% Financing up to $1,000,000 (some restrictions apply)
  • 90% Financing up to $1,500,000 (some restrictions apply)
  • Maximum Loan Amount ** $1,500,000
  • Private Mortgage Insurance Not Required (No PMI)
  • Close on your home up to 60 days prior to new employment start date (with signed contract)
  • Eligible professions include Residents, MD, DDS, DMD,OD, DPM and DO
  • Student loans deferred for at least 12 months after closing not included in debt ratios.
  • Eligible Property Types One-unit Single Family, Warrantable Condos and PUDs
  • Eligible Products: 15 and 30 Year Fixed Rates. 5/1, 7/1 and 10/1 ARM (Fully Amortizing)
  • 720 credit score required

*Please complete the form to connect with the lender of choice. 

 

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Milwaukee, WI
Port Washington, Town of Port Washington, WI
River Hills, WI
Saukville, Town of Saukville, WI
Sheboygan, WI
Shorewood, WI