phySICIAN hOME LOAN lenders in your state. 

All of the loan officers listed are highly recommended Physician Loan Officers and industry leaders that specialize in working with Physician Mortgage Loans ONLY.

 
 

Physician Loans washington

BBVAClick here for Program Features and Loan Officer Contact Information
Available in Washington State

Opes Advisors:Click here for Program Features and Loan Officer Contact Information
Available in the following states: (All 50 States)

NATIONAL LENDER :Click here for Program Features and Loan Officer Contact Information
Available in the following states: OH, IN, MI, WV, KY, & PA

Please use the form below and we’ll let a Physician Loans USA Specialist know that you are looking for more information.

Full List of Banks offering a physician Loan Program: 

National Lender 1 :Click here for Program Features and Loan Officer Contact Information
Available in the following states: (ALL 50 STATES)

Opes Advisors:Click here for Program Features and Loan Officer Contact Information
Available in the following states: (All 50 States)

Fifth Third Bank: Click here for Program Features and Loan Officer Contact Information
Available in the following states: WI, MO, IL, IN, OH, KY, MI, TN, GA, FL, NC, SC, WV

Regions Bank:Click here for Program Features and Loan Officer Contact Information
Available in the following states: TX, IA, MO, AR, LA, IL, IN, KY, TN, MS, AL, GA, FL, VA, NC, SC, LA

Citizens Bank:Click here for Program Features and Loan Officer Contact Information
Available in the following states: CT, DC, DE, IL, IN, KY, MA, MD, ME, MI, NC, NH, NJ, NY, OH, PA, RI, SC, TN, VA, VT, and WV

Cross County Mortgage:Click here for Program Features and Loan Officer Contact Information
Available in the following states: OH, IN, MI, WV, KY, & PA

BBVA Compass Bank:Click here for Program Features and Loan Officer Contact Information
Available in the following states: AL, AR, AZ, CA, CO, FL, GA, ID, KS, LA, MA, NM, NV, OH, OK, OR, PA, TN, TX, VA, and WA.

Suntrust Bank:Click here for Program Features and Loan Officer Contact Information
Available in the following states: AL, AR, DE, FL, GA, MD, MS, NC, SC, TN, VA, WV and DC; and parts of PA

Physician Home Loan Experts in Washington DC

The Physician Mortgage Loans in Washington DC allow doctors/physicians many benefits as mentioned below like making principal reductions that trigger both lower mortgage interest rates and lower minimum monthly payments. For these reasons, a doctor loan is considered an extremely lucrative idea, but not everybody qualifies to apply for one.

· More Liberal Guidelines- Leading physician mortgages in Washington DC underwrite the loan with more liberal guidelines for the physician mortgage loan, but for taking on that added risk that standard guidelines do not allow, they charge a slightly higher rate. If typically the doctor mortgage is going to save you .5% to 1% in annual PMI, this enables you to pay .25% to .5% higher rate for this loan type.

· Higher chance of Approval- Physician Loan Program or Doctor Mortgage Loan Program holds a higher chance of approval as most often new in practice physicians are approved with physician home loans and declined for a conventional loan because they just don’t fit the guidelines due to student loans

· Low Down Payment- It has extremely low down payment of 0-5%.  Depending on the bank making the investment, where the property is located, and the loan amount, usually 90-100%of the loan value is financed.

· Higher Loan Limits- Physician Lenders provide higher loan limits depending on where you are in the country and by the institution that is making the physician loan. But, is generally a more upper loan limit than any conventional loan amounting between $ 850k to $1.5 million.

· PMI not required- Principal Mortgage Insurance (PMI) is a costly insurance policy that protects the bank if the mortgagee, fails to make the promised payments on their home loan. Doctor Mortgage Loans in Washington DC does not require you to purchase PMI as it is considered that a physician’s odd of defaulting the investment is very low.

· Flexible Proof of Income- Leading physician mortgages in Washington DC allow flexibility concerning proof of Income for a self-employed physician to qualify with as little as a six-month history of income, enabling them to buy a home almost two years earlier with a doctor loan than a conventional loan. For physicians who are at the start of their career, the employment contract is also considered as an acceptable proof of income.

· Waive off Medical School Loans- For physicians carrying heavy student loan burdens early in their careers, the Doctor Loan Program in Washington DC is a huge benefit as it waives off medical student loans from their debt ratio.

· Allow Gift Funds for closing costs- Some Physician Mortgage Loans in Washington DC even allow physicians to use gift money for a down payment or closing costs.

Physician Mortgage Loan Experts in Washington DC

The Doctor Mortgage Loan Program benefits only a few selected groups of doctors that include medical physicians (MD), doctors of osteopathy (DO), dentists (DDS/DMD), and veterinarians (DVMM). Some banks or lenders also offer physician mortgage loans to podiatrists (DPM) and optometrists (OD). These loans are frequently restricted to individuals/ students that have graduated from medical school within the past three years only. Health care providers such as chiropractors, registered dieticians, and respiratory therapists are not considered eligible for Doctor Mortgage Loans in Washington DC.

Contact Us For Physician mortgage loan in Washington DC

Before Doctor Loan Program in Washington DC, it seemed impossible for a medical student to get his residence, with zero earnings history, no cash, and abundant student loan, to qualify for a loan. Physician lenders have benefitted the early-career physicians by lending them a more considerable amount of money with fewer pre-requisites. The goal has been to help physicians get a kick-start to their career and has been incredibly appealing because of being marketed as a unique program just for physicians.