phySICIAN hOME LOAN lenders in your state. 

All of the loan officers listed are highly recommended Physician Loan Officers and industry leaders that specialize in working with Physician Mortgage Loans ONLY.

 
 

PHYSICiANS AGENT™ USA

HAWAII TEAM TEAM

                      Joe Borges  808-230-4067 | realtorjoeborges@gmail.com

                     Joe Borges

808-230-4067 | realtorjoeborges@gmail.com

JOE BORGES, INSPIRED LIFE REALTY, LLC, PHYSICIANS AGENT™

Whether buying, selling, or renting the property you own, having the help of Joe Borges, a professional Real Estate Agent with Inspired Life Realty, LLC, just makes good sense!


With years of knowledge and experience in home ownership and maintenance Joe Borges applies this to all of his real estate transactions. Joe also has over 35 years’ experience in the construction business, he has extensive experience and
knowledge in all building aspects of your new, prospective home in all phases from excavation through project completion, even into the interior design, remodeling and repairing!

In addition to Joe’s 35 years of construction experience, he attended Kaplan University to be trained and he received his Home Inspectors Certificate. Joe has great references, is experienced and also very proficient in property management, both residential and commercial.

Joe enjoys hunting, animal husbandry, is a car enthusiast and enjoys spending his free time with his wife Celeste and daughter Diamond. Celeste is also a Realtor Broker and holds the following designations: Military Relocation Professional, Resort and Second Home Property Specialist & Short Sales-Foreclosure Resource Certified.


Joe is a member of the Physicians Agent Network, the International Network of Elite Realtors, has earned the Military Relocation Professional designation and was nominated for the Aloha Aina REALTOR Awards Program of Hawaii in 2017. Joe was also presented with the Multi-Million Dollar Producer 2017 Award. A full-time, committed professional.


You can reach Joe Borges by phone: 808-230-4067 or his email: RealtorJoeBorges@gmail.com .
www.HawaiiRealEstateOnline.com

 

REFERENCES & TESTIMONIALS:

“I am more than happy to recommend Celeste and Joe Borges as qualified Real Estate Agents. They are an extremely proactive sales professionals...I can’t say enough about their professionalism, true caring nature, and extensive knowledge and connections...They don’t forget you once the deal is done. I have called Joe for recommendations of
(other) professionals...To this day, Celeste and Joe always make me feel like helping me is their highest priority. I highly recommend their team for your real estate transactions”. Don D., Retired United States Army, Commercial Property Manager

 

“Joe has always been readily at hand to help us/property owner. In my opinion, sense of professional attitude is only surpassed by attention to detail.” Louie D., Retired Marine & Decorated Vietnam Veteran

 

“I worked with Mr. Joe Borges during my time as a resident in Ewa Beach Hawaii. Mr. Borges was the property manager for this residence...He was very polite and professional and answered all of my questions. We corresponded via email during the application and rental process. I found his correspondence to be timely and helpful. A few maintenance issues arose with the property during the year I resided there and Joe was helpful in assisting with repairs or anything else I needed. When my lease was up and I came down on military orders to leave the island, Joe was flexible with my
schedule and always ensured he gave me plenty of notice if he wanted to show the property”. Dawn Marie N. United States Army

 

“Joe Borges has been the property manager of my (property) in Waimanalo since 2010...my sister & I inherited (two homes and about 7 acres of land)...We were concerned about finding the right property manager since we reside in California and the property required significant repairs, upgrades, and a major clean up...From the onset I concluded
that Joe understood and shared my vision for the property. He developed and implemented plans that included short and long term objectives and insightful suggestions...I rely on Joe’s ability to identify, evaluate, and find solutions to problems and to proactively avoid potential conflicts.
Joe’s knowledge, personal touch, and personality are ideal for interacting with the tenants and contractors. He is an excellent listener, personable, and friendly but can be very persuasive and if necessary, firm. One item I found appealing was Joe befriending the neighbors who provide insights on the community and adjacent properties that were contracted...Joe’s background in construction and inspection has been very useful in ensuring a quality product...In
summary, Joe is an outstanding property manager and has provided me peace of mind knowing that the Waimanalo property is being successfully managed”. Gary H., Owner and Manager

 

“In June 2005, I entered into an agreement with Joe Borges to help me remodel my home on Aiea Heights that had been built in the late 1940’s. Originally, the project was to completely re-do the kitchen...Joe not only accomplished the entire task but helped locate and select the items installed. The finished job was so great I decided to go a little further and re-do the dining room...then the living room, hallway, bedrooms and bathroom...Then...convert an old one car
garage and bedroom...adding a walk-in closet, bathroom then building a new two car garage.
We have been totally satisfied with all of Joe’s work and plan to have Joe help us further...We would not hesitate to recommend Joe to anyone needing quality building work done at a fair price”. James W., Owner and CEO of Williams Hawaii Concrete Restoration

 

“I would like to recommend Joe Borges as a property manager and realtor. I first met Joe through email when I was looking for an Oahu rental from Seoul, Korea from where my husband was deployed...I did not have the time or ability to visit Oahu…(Joe) went out of his way to create a video of the property and answer all of my questions through email and texts. Once I moved to Oahu, Joe continued to be extremely helpful and accomodating...offered several tips for getting settled and always returned calls or texts in a timely manner...he also took time and care to make sure that the house and neighborhood was a good fit for me...Joe is an excellent realtor whom I recommend to friends, and whom I will continue to work with in my housing search”. Chris & Camille L. Retired United States Air Force

 

“My name is LT Tim L., United States Navy and I have been working with Mr. Joe Borges as a business associate since 2013. He has been more than just my property manager these past years - he has also been a wealth of knowledge in regards to (IRT) investment real estate and Hawaiian housing market trends. Joe has always had my best intentions at
the forefront of all business discussions, making it worry-free to discuss home improvement ideas and possible real estate acquisitions. He continuously goes the extra mile to ensure house maintenance and tenant satisfaction remains in high esteem; this allows me to conduct my business in Virginia more efficiently knowing that I have a solid team member
in Hawaii. I own several properties in three different states. There is no comparison between Mr. Borges and the multiple residence manager I have used throughout the years. Joe single-handedly excels in not just his property management duties, but in providing succinct and updated information regarding Island housing trends. He is a must-have partner for anyone desiring to enhance their real estate investment portfolio…” Lieutenant Tim L., United
States Navy.

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Physician Loans Hawaii

Fifth Third Bank: Click here for Program Features and Loan Officer Contact Information
Available in the following states: OH, WI, MO, IL, IN, KY, MI, TN, GA, FL, NC, SC, WV

Opes Advisors:Click here for Program Features and Loan Officer Contact Information
Available in the following states: (All 50 States)

Cross County Mortgage:Click here for Program Features and Loan Officer Contact Information
Available in the following states: OH, IN, MI, WV, KY, & PA

Please use the form below and we’ll let a Physician Loans USA Specialist know that you are looking for more information.

Full List of Banks offering a physician Loan Program: 

National Lender 1 :Click here for Program Features and Loan Officer Contact Information
Available in the following states: (ALL 50 STATES)

Opes Advisors:Click here for Program Features and Loan Officer Contact Information
Available in the following states: (All 50 States)

Fifth Third Bank: Click here for Program Features and Loan Officer Contact Information
Available in the following states: WI, MO, IL, IN, OH, KY, MI, TN, GA, FL, NC, SC, WV

Regions Bank:Click here for Program Features and Loan Officer Contact Information
Available in the following states: TX, IA, MO, AR, LA, IL, IN, KY, TN, MS, AL, GA, FL, VA, NC, SC, LA

Citizens Bank:Click here for Program Features and Loan Officer Contact Information
Available in the following states: CT, DC, DE, IL, IN, KY, MA, MD, ME, MI, NC, NH, NJ, NY, OH, PA, RI, SC, TN, VA, VT, and WV

Cross County Mortgage:Click here for Program Features and Loan Officer Contact Information
Available in the following states: OH, IN, MI, WV, KY, & PA

BBVA Compass Bank:Click here for Program Features and Loan Officer Contact Information
Available in the following states: AL, AR, AZ, CA, CO, FL, GA, ID, KS, LA, MA, NM, NV, OH, OK, OR, PA, TN, TX, VA, and WA.

Suntrust Bank:Click here for Program Features and Loan Officer Contact Information
Available in the following states: AL, AR, DE, FL, GA, MD, MS, NC, SC, TN, VA, WV and DC; and parts of PA

LOANS TO HOMES SPECIALIST

Whether to choose the Personal Loan, Business Loan or Home Loan for Doctors, Contact Physicians Agent to avail the loan without any hassle. You can conveniently take the loan against the Property for Doctors and it is suitable for high-ticket costs such as new clinic premises, child’s overseas education, expensive medical equipment and many others. Physician loans & Doctor Loans in Cleveland is also suitable for getting latest equipment, expanding or renovating clinic, integrating the technology into practice and also maintaining the cash flow. Home Loan for Doctors is also considered as the best choice to save more money with high top-up loan amount for all the expenses or balance existing home loan with the better interest rate. Physician Loans to Homes Specialist is suitable to easily unlock more career opportunities by lending the money with few stipulations when compared to other competitors. Physician loans require very low or Zero down payment and there is no Private Mortgage Insurance or PMI required for the loan amount.

RELOCATION LOAN SOLUTIONS IN Hawaii

When you are switching your clinic in Hawaii, then availing the loan would be a great option for saving more time and money. Lending based on physician’s signed employment contract is much more efficient to choose. Residency Relocation Solutions for Doctors also ultimately helps the doctors to get complete finance costs with interest rate discount. Physician loans & Doctor Loans are suitable for personal and professional needs. So visit & get 100% hassle-free doctors loan amount at best interest rates today!