Physician Lenders Available in Montana     


National Lender

(The name of this bank has been omitted to comply with their trademark policies)

DOCTOR LOAN PROGRAM FEATURES:

  • 95% Financing up to $1,000,000 (some restrictions apply)
  • 90% Financing up to $1,500,000 (some restrictions apply)
  • Maximum Loan Amount ** $1,500,000
  • Private Mortgage Insurance Not Required (No PMI)
  • Close on your home up to 60 days prior to new employment start date (with signed contract)
  • Eligible professions include Residents, MD, DDS, DMD,OD, DPM and DO
  • Student loans deferred for at least 12 months after closing not included in debt ratios.
  • Eligible Property Types One-unit Single Family, Warrantable Condos and PUDs
  • Eligible Products: 15 and 30 Year Fixed Rates. 5/1, 7/1 and 10/1 ARM (Fully Amortizing)
  • 720 credit score required

*Please complete the form to connect with the lender of choice. 


FLAGSTAR BANK

The program is available for practicing physicians with a 700+ FICO score who are purchasing a single family detached home.

  • 100% loan to $850,000 with no mortgage insurance  (720 FICO)
  • Low down payment on loans up to $1.5M (710 FICO)
  • Deferred medical student debt may not affect your qualifying loan amount.
  • 80% loan to $1.75M obviously with no mortgage insurance.
  • Purchase and rate/term refinance for primary residence.
  • 5/1 and 7/1 Adjustable Rate Mortgages (ARMs)
  • MD, DDS, DMD, DO, DPM and Veterinarians accepted.
  • Non-Occupant Co-Borrowers Allowed

Opes Advisors
(A Division of Flagstar Bank)

DOCTOR PROGRAM FEATURES:

The program is available for practicing physicians with a 700+ FICO score who are purchasing a single family detached home.

  • 100% loan to $850,000 with no mortgage insurance
  • Low down payment on loans up to $1.5M
  • Deferred medical student debt may not affect your qualifying loan amount.
  • 80% loan to $1.75M with no mortgage insurance.
  • Purchase and rate/term refinance for primary residence.
  • 5/1 and 7/1 Adjustable Rate Mortgages (ARMs) ONLY
  • MD, DDS, DMD, DO, DPM and Veterinarians accepted.
  • Non-occupant co-borrowers

*Please complete the form to connect with the lender of choice. 

 

Fill out the form below to connect with us

Name *
Name
Cell Phone *
Cell Phone
PhysicianAgents_Logo_COLOR.jpg

GREAT FALLS