Civista Bank

Available States:

Terms:

Our physician loan program offers zero down payment up to $1,000,000, 5% down up to $1,500,000, and 10% down up to $2,000,000. The physician loan program does not charge any PMI (mortgage insurance).

Professions:

MD, DO, DDS, DMD, Resident, Fellows, DVM, DPM

Strengths:

  • We cover appraisal fee

  • Allows physician to use new employment contract as qualifying income up to 6 months before start date (longer start dates can be considered)
    Construction draw loans

  • Allow renovation financing on existing homes

  • 2-4 units qualify for physician loan program

  • Vacation homes eligible for physician loan program

For more information from our National, Regional and Local Physician Lenders please fill out the form below. We will contact you shortly to go over the best doctor program in your State.

By contacting you certify that you are a medical professional or the spouse of one.

Disclaimer: The postings on this site do not represent this banks positions, strategies or opinions.